For Home Buyers

Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. Our services and experience range from financial aid to helping you find the home that best suits you and your family. For your convenience, we also provide listings by email. We pride ourselves on repeat business and hope you'll come to understand why.

Here's another Satisfied Buyer:

When we started looking into buying our first house, we contacted another realty office that was recommended by Thom's work. Thom talked breifly with one of the realtors and sent them our information. We are not big credit users so we only had one credit score. The realtor basically told us that they could not help us until we had 2 credit scores. We never heard from them again. We had nearly given up the idea of owning our own home when I came across Don's ad on theMLSonline.com. He had an area where we could ask him questions. We decided to tell him our situation and ask if he had a solution to our one credit score dilemma. We weren't really expecting him to have a solution but amazingly enough he did!! Don connected us up with a lender that would approve us with just one credit score! Don started showing us properties until we found the house of our dreams. However, it was a short sale and could have taken a long time to close. But Don stuck with us through thick and thin and made the experience a wonderful one. Don never stopped believing that we would close and was always available when we had questions or concerns. He took care of every little problem and detail that came along. We not only got the house we had been waiting for but we closed quickly and were eligible for the $8,000 first time home buyer rebate! But the real bonus was we made a friend for life! Don Allard is the best of the best!

Thanks Don, we could not have done this without you!!

Thom & Pat Backman

How We Can Help
Before you start looking
Closing Costs

As Your Agent, We Will:

Assure that you see all the properties in the area that meet your criteria.
Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
Make sure you don't pay too much for your new home and help you avoid costly mistakes.
Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.

Before You Start Looking For Your New Home:

Check your credit rating. Straighten out any errors before its too late.
Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
Choose a REALTOR® that you trust and who understands your needs.
Determine what neighborhood best matches your needs.
Identify important features you need your new home to have.

Closing Costs to Expect:

Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
Third-party fees include charges for insurance, title search, and other inspections such as termites.
Government fees include deed recording and state & local mortgage taxes.
Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.

Find out how much your closing costs could be.